PROTECTION FOR YOUR LIABILITY TO OTHERS.
Liability Insurance provides indemnity to you or your company for your legal liability for claims made by others for death, bodily injury, illness or disease as well as physical loss or damage to property. It covers your legal liability for both claimant’s legal fees and any amount awarded to them as well as your own defence costs. There are three main kinds of Liability Insurance:
- Public Liability
- Product Liability
- Employers Liability
Public Liability provides indemnity for claims by members of the public for injury and/or loss of or damage to property. Product Liability provides indemnity for claims of bodily injury or damage due to a defective product made or sold by you or your company. Employers Liability provides indemnity for claims made by an employee for death, injury, illness or disease as a consequence of their employment. Not only will we help determine the kind of cover you need, we’ll also identify the best value policies available from the most reputable providers.