Professional Indemnity

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Why choose Robertson Low for your clients’ Professional Indemnity Insurance?

A Professional Indemnity insurance policy is designed to offer protection for liabilities incurred as a result of negligent acts, errors, or omissions in the course of a business’ professional service

Any business that provides advice or a professional service to their clients should consider Professional Indemnity insurance.  Given defence costs and expenses are part of the cover, even a spurious claim can be defended and insurers’ involvement can assist in preserving  valuable management time and expenses.

We provide complete insurance solutions for professional services companies, IT, media, marketing, architects, engineers, design, construction and much more.

Cover under Professional Indemnity insurance includes economic and financial loss but can also encompass bodily injury and property damage for professions such as architects.

Professional Indemnity insurance is almost always written on a Claims Made basis, meaning that cover is triggered when a claim is made against the policyholder during the policy period, regardless of when the wrongful act that gave rise to the claim took place, subject to the retroactive date.

At Robertson Low, we are more than a traditional professional indemnity placing broker; we place hundreds of professional indemnity policies for businesses of all shapes and sizes.

We can assist in tailoring the right policy at the right price for your clients.

With access to a wide range of insurance companies, we can recommend solutions that are specifically tailored for your clients’ activities, ensuring they are comprehensively covered.

Frequently Asked Questions

What will a Professional Indemnity insurance policy do?

Our policies usually have legal defence costs in addition to the main policy limit, but some policies may include these within the policy limits. We will be happy to discuss the cover your client currently has.

What are common policy extensions?

Common extensions can include cover beyond the date of cancellation when a firm is wound up, breach of warranty of authority, investigation costs, libel and slander and loss of documents.

What are common policy exclusions?

Common exclusions in Professional Indemnity insurance include bodily injury, property damage, fines and penalties and intentional/dishonest acts. However, please note that this list is not exhaustive, and the individual policy must be consulted.